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Mortgage Loans
First Federal Savings Bank offers a variety of home loan options.
- Conventional Fixed Rate Loans
- Balloon Mortgages
- Construction Loans
- USDA Rural Development Loans
- Residential Lot Loans.

Secured Home Improvement Loans
At First Federal we offer secured Home Improvement Loans. These loans are secured as a second mortgage. Your first mortgage must be held by First Federal.

Share Loans
First Federal Savings Bank offers loans using your savings account or certificate of deposit as collateral. These loans have an interest rate of 2% above the collateral rate.

New & Used Auto Loans
First Federal Savings Bank offers new and used auto loans with a variety of terms and rates.  A First Federal pre-approved loan can put you in that new auto the same day.

Refinancing
With First Federal's lower rates you can save by refinancing your home mortgage or auto loan.  Its a simple process and can save hundreds of dollars over the life of the loan.

Loan Department:

John Enzwiler

Mortgage Loan Officer

NMLS# 698734

Institution NMLS# 641291

101 W Main, Mascoutah, IL

Rich Spencer

Mortgage Loan Officer

NMLS# 640276

Institution NMLS# 641291

101 W Main, Mascoutah, IL

Gina Haas

Mortgage Loan Dept

NMLS# 698733

Institution NMLS# 641291

101 W Main, Mascoutah, IL

Dana Heyde

Loan Processor

NMLS# 864416

Institution NMLS# 641291

101 W Main, Mascoutah, IL

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