Round 'n Save
Saving money doesn't have to be a daunting task. With the innovative Round 'n Save feature, you can effortlessly increase your savings without changing your spending habits. This simple yet effective approach allows you to save money automatically by rounding up your debit card purchases to the nearest dollar and transferring the difference into a dedicated savings account.
How does it Work?
- Sign Up with FFSB employee for the Round 'n Save Program.
- Decide which account(s) that you would like to be your designated Round 'n Save account.
- Decide on what dollar amount you would like for us to round up to. You can round up to $1, $2, $3, $4, or $5.
- Use your FFSB Debit Card for everyday purchases! Each transaction you make rounds up to the next designated amount. (ie: if you chose to round to the next whole dollar, then a $4.83 purchase will be rounded to $5.)
- A qualified transaction is a Point of Sale transaction (ie: gas station, grocery store, and online shopping.) A non-qualified transaction a check or auto-payment (ie: any bill that is withdrawn from your account automatically like an Ameren bill.)
- The difference amount will automatically go in the account(s) you designated for the Round 'n Save program the next business day.
Chip Enabled Debit Card
In today's fast-paced world, financial security is more important than ever. One way to enhance your financial safety is by using a chip-enabled debit card. This modern technology adds an additional layer of protection during transactions at chip-enabled terminals, ensuring peace of mind for cardholders.
Tips to Protect Your Debit Card
Enjoy peace of mind with your chip-enabled debit card. Your chip-enabled debit card adds an additional layer of protection during transactions at a chip-enabled terminal. Your new chip card will also work at locations that only accept magnetic stripe cards. Rest assured, if your card is ever lost or stolen, you’ll pay nothing for unauthorized purchases. If you will be traveling out of the country just complete the form below so we can make sure your First Federal Savings Bank Debit Card will work for you.
- Get in the habit of checking your accounts regularly. You can do this by signing up for online banking.
- You should check every transaction (large & small amounts) to make sure you recognize it and that it was a transaction you performed. Contact First Federal Savings Bank if you find any suspicious activity on your account.
- If you use your card at an unusual location from your normal activity, your card may be declined. Geographic limitations are often put on cards as a safeguard and more detail can be provided to you if you call and tell us you are traveling outside of the area.
- If your card is declined when you perform a signature-based transaction, try running the transaction again using your pin. The transaction may have been declined as a security precaution restricting transactions with your card.
- Sign up with Notifi that will inform you when transactions occur on your account.
- Update your contact information with First Federal Savings Bank. We are unable to contact you about a suspicious charge unless we have your current phone number.
- Copy the customer service phone number from the back of your debit card and keep the number in a separate location from your purse or wallet.
- Avoid using ATMs that appear dirty or in disrepair. These ATMs may be fake machines set up to capture card information.
- Do not use ATMs with unusual signage, such as a command to enter your PIN twice to complete a transaction.
- Watch out for ATMs that appear to have been altered. If anything on the front of the machine looks crooked, loose, or damaged, it could be a sign that someone attached a skimming device.
- Avoid using the ATM if suspicious individuals are standing nearby. Criminals may try to distract you as you use the machine to steal your cash or watch as you type your PIN.
- As you key in your PIN, cover the keypad with your other hand to block anyone, or a camera, from viewing the numbers you type.
As always, we welcome you to contact us at 618-566-2343 with any questions about your account. Our representatives would be happy to talk with you and to discuss ways we can help you avoid fraud on your debit card.
CardValet
CardValet® from Fiserv helps you control your cards through your mobile device, making it easy to set alerts and manage your finances on the go.
Benefits of CardValet®
Fraud Protection
- Real-time alerts keep you informed when your cards are used.
- Transaction controls allow your cards to work only in specific locations or geographic areas.
- When your cards are "off," no withdrawals or purchases will be approved.
Control Spending
- Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores.
- Establish controls by location and change parameters via your mobile device.
Download Our App
Notifi
In today's fast-paced digital world, staying informed without being overwhelmed is a challenge. That's where Notifi comes in, empowering you to tailor your notification experience to fit your unique needs.
Notifi offers you the flexibility to choose exactly which alerts you wish to receive. Whether it's timely updates from your favorite websites, notifications about important meetings, or reminders for crucial tasks, Notifi puts you in control.
To setup Notifi alerts you will log into your online banking and click on manage alerts.
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