keys wallet with money and phone

Other Service Charges and Account Fees

Effective 06/01/2023

Fees which may be imposed on all accounts include

Item Fee

Stop Payment Fee

$30.00 Per Item

Non-Sufficient Fund of Return/Paid Item

$30.00 Per Item

Return Deposited Item Fee

$25.00 Per Item

ACH Return Charge

$25.00 Per Item

Overdraft Transfer Fee

$5.00 Per Transfer

Checking and Savings Dormant Account Fee (after 760 days dormant)

$5.00 Monthly

MMDA and Savings Excessive Transaction Fee

$5.00 per transaction (in excess of 6 transaction per month)
Consecutive Overdraft Fee
$5.00 Daily, Assessed on Day 3 of being overdrawn

Early Account Closure Fee (If closed within first 90 days of opening)

$30.00

Statement Copies

$3.00 per statement (First 6 statements are free)

Garnishments/Levies/Subpoenas

$100.00

Photocopy of Check

$5.00 per item after 6th check

Account Reconciliation

$15.00 per 1/2 Hour

Research Time

$25.00 per 1/2 hour

Research Copy

$1.00 per item

Locked zipper bag

$10.00 each

License Plate Sticker Renewal

$6.00 (customers) $10.00 (non-customers)

License Plate Registration, Title Work (Only at Mascoutah Branch)

$31.00 (customers) $36.00 (non-customers)

Official Check (customers only)

$5.00 per check

Wire Transfers

Incoming: $10.00 per item
Outgoing: $25.00 per item

Coin Counting (non-customers)

$10.00 minimum or 10%

Notary Fee (non-customers)

$1.00

Undeliverable Mail

$3.00 per statement

Temporary Checks

$0.50 per check

Debit Card Replacement (Lost Card)

$10.00 per card

Non-Customer Check Cashing

$5.00 per check

Credit Card Payment

4% of Transaction Amount
Non-Customer ATM Fee
$3.50

Safety Deposit Boxes

 Annual Box Rental  Fee

3x5

$20.00

3x10

$30.00

5x10

$35.00

10x10

$55.00

One Lost Key

$30.00
Two Lost Keys/Drilling Fee $200.00
Late Fee (after 30 day grace period)
$5.00