Rates accurate as of 01/10/2025
| Certificate of Deposits/IRAs | Minimum Opening Deposit/ Minimum Balance Required | Interest Rate | Annual Percentage Yield | Compounding Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
| 91 Day | $1,000.00 | 1.25% | 1.25% | Paid at Maturity | 90 days of Interest |
| 6 Months | $1,000.00 | 4.25% | 4.25% | Paid at Maturity | 90 days of Interest |
| 9 Months | $1,000.00 | 4.25% | 4.25% | Paid at Maturity | 90 days of Interest |
| 12 Months | $1,000.00 | 4.00% | 4.06% | Quarterly | 182 days of Interest |
| 18 Months | $1,000.00 | 3.75% | 3.80% | Quarterly | 182 days of Interest |
| 21 Months | $1,000.00 | 2.50% | 2.52% | Quarterly | 182 days of Interest |
| 24 Months | $1,000.00 | 3.50% | 3.55% | Quarterly | 182 days of Interest |
| 30 Months | $1,000.00 | 3.50% | 3.55% | Quarterly | 182 days of Interest |
| 36 Months | $1,000.00 | 3.75% | 3.80% | Quarterly | 182 days of Interest |
| 48 Months | $1,000.00 | 4.00% | 4.06% | Quarterly | 182 days of Interest |
| 60 Months | $1,000.00 | 4.25% | 4.32% | Quarterly | 273 days of Interest |
| 72 Months | $1,000.00 | 4.25% | 4.32% | Quarterly | 273 days of Interest |
| 84 Months | $1,000.00 | 4.25% | 4.32% | Quarterly | 273 days of Interest |
|
Personal Accounts |
Minimum Opening Deposit |
Minimum Balance Required |
Interest Rate |
Annual Percentage Yield (APY) |
Compounding & Crediting |
|---|---|---|---|---|---|
| Statement Savings* | $50.00 | $50.00 | 1.00% | 1.00% | Monthly |
| A+ Savings* | $25.00 | $25.00 | 1.00% | 1.00% | Monthly |
| IRA Savings* | $50.00 | $50.00 | 1.00% | 1.00% | Monthly |
| Premier Checking* | $500.00 | $500.00 | .30% | .30% | Monthly |
| Premier Checking* | $500.00 | $50,000.00 | .35% | .35% | Monthly |
| Super Now* | $1,000.00 | $1,000.00 | .15% | .15% | Monthly |
| Platinum Checking* | $5,000.00 | $5,000.00 | .35% | .35% | Monthly |
| Platinum Checking* | $5,000.00 | $50,000.00 | .40% | .40% | Monthly |
|
MMDA |
$1,000.00 | $1,000.00 | .50% | .50% | Monthly |
| MMDA (Money Market)* |
$1,000.00 | $10,000.00 | .85% | .85% | Monthly |
| MMDA (Money Market)* |
$1,000.00 | $50,000.00 | 1.00% | 1.00% | Monthly |
| MMDA (Money Market)* |
$1,000.00 | $100,000.00 | 1.25% | 1.25% | Monthly |
| Business Accounts | Minimum Opening Deposit | Minimum Balance Required | Interest Rate | Annual Percentage Yield (APY) | Compounding & Crediting Frequency |
|---|---|---|---|---|---|
| Business Interest Checking | $1,000.00 | $1,000.00 | 0.50% | 0.50% | Monthly |
| Business Interest Checking | $1,000.00 | $25,000.00 | 0.75% | 0.75% | Monthly |
| Business Interest Checking | $1,000.00 | $50,000.00 | 1.00% | 1.00% | Monthly |
| Business Interest Checking | $1,000.00 | $100,000.00 | 1.35% | 1.35% | Monthly |
| Business Money Market | $1,000.00 | $1,000.00 | 0.50% | 0.50% | Monthly |
| Business Money Market | $1,000.00 | $10,000.00 | 0.85% | 0.85% | Monthly |
| Business Money Market | $1,000.00 | $50,000.00 | 1.00% | 1.00% | Monthly |
| Business Money Market | $1,000.00 | $100,000.00 | 1.25% | 1.25% | Monthly |
On certificates of deposits, an early withdrawal penalty may apply.
See your account disclosures for additional information about your account.
*Rate may change after the account is opened and fees may reduce earnings.
APY shown is paid on the entire balance in the account.
FIRST FEDERAL SAVINGS OF MASCOUTAH
101 WEST MAIN STREET
MASCOUTAH,IL 62258
(618) 566-2343
101 WEST MAIN STREET
MASCOUTAH,IL 62258
(618) 566-2343