Calculator and rate sheet

Loan Rates

Effective as of 03/26/2025

 

Mortgage Rates - Owner Occupied 1-4 Unit

BALLOON/FIXED RATE up to 80% Rate APR
6 Year Base Fixed/Balloon Rate 6.000% 6.268%
10 Year Base Fixed/Balloon Rate 6.125% 6.296%
15 Year Base Fixed/Balloon Rate 6.250% 6.373%
10 Year Fixed Rate/ 10-Year Amort 6.125% 6.296%
15 Year Fixed Rate/ 10-Year Amort 6.250% 6.373%
20 Year Fixed Rate/ 10-Year Amort 6.500% 6.600%
30 Year Fixed Rate/ 10-Year Amort 6.875% 6.954%
 
Rates and APR's are not guaranteed. Rates and fees vary based on credit score, loan-to-value, and First Federal Savings Bank underwriting metrics. The above APR calculations are based on a $100,000 loan amount, 30-year amortization, 740+ credit score, and an 80% loan-to-value. Other rate options available for loans with additional LTV and credit score options. Please speak with one of our Loan Officers for more details.
 

Auto Loan Rates as of 01/22/2025

 

2021-2025 Model Years "NEW" (Please call for 84-month rate)

 CREDIT SCORE
12-48 MOS
63 MOS 72 MOS

Rate & APR Rate & APR Rate & APR
700 + 6.250% | 6.376% 6.750% | 6.792% 7.250% | 7.289%
660 - 699 7.000% | 7.054% 7.750% | 7.795% 8.750% | 8.793%

2016-2020 Model Years "USED"

 
 CREDIT SCORE 12-36 MOS 48 MOS 63 MOS

Rate & APR Rate & APR Rate & APR
700 + 7.000% | 7.070% 7.750% | 7.806% 8.000% | 8.045%
660 - 699 8.750% | 8.826% 9.500% | 9.310% 9.750% | 9.799%
 
  • Motorcycles add 0-2% to vehicle rates; ATV, RVs, Boats, etc. - Add 2% to vehicle rates
  • All Rates May Vary Based Credit Score and/or Other Information
  • Rates Are Subject to Change Without Notice

Commercial Loans, AG Loans & All Other Loans

Contact a Loan Officer at your local branch for current rates.